Retirement Investing

The IRA interest rates are considered as the chief factor that propels the dreams and hopes of millions of people preparing for their retirement years. However, to get the most out of an IRA account, you need to understand the factors that influence its rate of return.

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Housing your funds in an IRA or Individual Retirement Account is an excellent way to diversify your investment portfolio. And once you stumble upon a good rate, many financial institutions will permit you to lock in such interest rate for up to five years. Therefore, even if the rates of interest plummet, your money is […]

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The Federal legislation made tax deductible Individual Retirement Accounts (IRAs) during the 1980’s for US citizen income earners. Since then, the legislation persists to support and endorse changes impacting several aspects of Individual Retirement Accounts, compelling account holders to become aware of the present rules and regulations, how they affect the tax structures, whether the […]

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